We're guessing that's not a train set inside. It's good to see the Co-op haven't forgotten about direct mail when it comes to Christmas. Although the designers seemed to have until the last minute when they dragged and dropped the Christmas Tree tag clipart onto the envelope.
Remember people of Adland, financial can be fun and jolly at this time of year too.
Many thanks to Mark Greenwood who had this gem literally delivered to his doorstep.